FINTECH: 

What is Fintech? The long version is financial technology 

What does this mean? You know the mortgage brokers that you needed to call, or the banker, you know the paperwork folks...Well, there jobs our near absolution.

Let's go deeper, your cell phone the number one tool the government and companies use to spy on you is also helping the FINTECH rage, they know what you want to buy, they know where you go...hey make a clone of me why don't you, you know everything...

Let's look at real life examples if I want to pay you now I can use: 

- PAYPAL, CIRCLE 

If I want to sign up for a bank account I can just go online 

- SIMPLE, DISCOVER CASHBACK 

You want an online loan 

- Quickens 

The Fintech Areas that we can see (Top):

• Payment
• Lending
• Crowdfunding
• Capital Markets 
• Insurance 

The background we Can't See: 

• Technology Developers 
• Government entities 

The latter for the background you cannot see is pivotal as the regulation is not there which means it's open hunting season for businesses that jump into these endeavors. The markets have totally changed and this will be a forever statement who will be the beneficiaries of this cultural tech shift the consumers, but who will feel it's pain the same customers that have to work. The point is Fintech, is a way of life...can't wait to see the chip in our skin that acknowledges our brains thoughts for what to buy.